• Testimonials

    Read what our clients have to say about our Mortgage Agent and services.

    Thank you Ray and Stavros for helping us get our dream home. We really appreciate the quick responses and professional service you provided us. We compared with many other agents but, you guys were the best. Your amazing people and aren't greedy, especially these times. Stay safe and healthy and god bless you!
    Srikumar P - May 2021

    Thank you and your team for securing us back with our bank! You definitely met all our needs for our mortgage renewal, so we really appreciate you. Kind regards,
    Ron and Barb - October 2020

    Hi Ray, Thank you! I was never expecting such a good rate or refinance option as the one you got for us. I've definitely been talking you and your firm up to anyone who'll listen. Have a great fall,
    Lisa - October 2020

    Thank you to you and Stavros for making this seamless, despite what is going on with all of this. I appreciate how you’ve helped me over the years Ray. I hope you and your family are happy and healthy.
    Deborah - June 2020

    Hi Ray and Stavro, Thanks for your help Ray. This rate looks good! Is there anything more I need to do with you? Except refer your name to all my friends as you are AMAZING. You really do all you can for your clients, I really appreciate that you take the time to answer all of the questions! You make mortgages less intimidating!!
    Kelly - May 2020

    Thank you, Ray! I truly appreciate your knowledge and the ease of working with you.
    Sandra - April 2020

    Thanks!! It is always a pleasure working with the Silvestri team :)
    Vaani and Raj - April 2020

    Thank you for your professional work and prompt services ☺
    Michael K - May 2019

    Hi Ray,
    Thanks again, your team was awesome and assisted me with all my needs.  I would recommend your services to anyone! Kind Regards,

    Hello Ray
    Thank you for the amazing service. We really appreciate everything you did for us and we are really happy with the deal we got on our house. You will definitely be our first call on the next mortgage :) Please send our regards to holly.

    Thank you to you and your team and especially to Holly for helping us complete our purchase. We will certainly recommend your group at every opportunity. Many thanks,
    Rob and Liz

    Hello Ray , We were very pleased with the outcome of the mortgage arrangement you made with the Credit union on our behalf. This was after all the big banks turned us down because we didn't fit into their " one size fits all box" .So again we have to give you a BIG thank you and we will pass your name to our friends & family when they are in the market for a great agent.
    Thank you so much!
    William & Margaret

    Thank you Ray and Holly.
    Your services were absolutely awesome. Holly went above and beyond and we genuinely appreciated your patience and excellent customer service. The personal touches and reliable communication were tops!
    Thank you so much!

    I just want to say we really appreciate you checking in on us, and the extremely high level of service we’ve received from this company. We were actually just talking the other day and both agree you guys have been the best experience we’ve had in this whole process! (Besides getting our new house of course!)
    Please pass this on to everybody there who has worked with us!
    We’ll definitely be recommending you to anybody that asks!

    Thank you Ray for all your patience & advice in helping me to obtain a mortgage. Please extend my gratitude to your excellent staff as well. With me being a senior citizen there were probably further complications. When discussing my adventures in the mortgage/buying a condo to my lawn bowling friends, I was told that in Great Britain seniors aren't alllowed/able to get mortgages. I will definitely recommend your services.
    Thank you Again

    Hi Ray….As usual, you have done a tremendous job in assisting my sister in trying times. She is thrilled about her new place and tells me all the time how awesome you were in helping her! I’m so pleased to recommend you, and will continue to anyone in need. Thanks again.
    Laura!! May 2016

    Thank you to you and Holly for all of your help.I had a previous broker for a number of years and felt that this time she was just not interested in helping. I am glad I spoke to my friends and was able to get in touch with you. Everything went smoothly with the lawyers and it is all complete.Thank you again, and we will be in touch at the time of renewal.
    L and M May 2016

    Thank-you so much for helping us with everything, you definitely met & exceeded our expectations. I will ensure that if I ever hear of anyone looking for a Mortgage to pass your contact name & number over to them. You definitely were great at helping us. Thanks again for everything.
    Kim April 2016

    Hi Ray & Holly,
    Hope you doing well. Just would like inform you that today it was a closing day and everything goes well. It was my pleasure to work with you and am really thankful for all your efforts you guys did during the mortgage process. Appreciated.
    Thanks & Regards,
    Z and S

    Hi Holly,
    Thank you so much for all your help! I can see why Mortgage Architects stands by their stellar reputation! Happy holidays!
    C and M

    Thank you so much Ray and Holly for your help and quick responses!Because you do such a wonderful job, I got my dream home right on time!All the best.

    All my questions were answered and we came up with a good solution for my needs.Always a pleasure dealing with you and to have a confidence that you are looking out for me. Thanks for everything
    Ray. S

    Thank you Ray, we would recommend you to anyone, thanks for all the sound advice.
    Cara and Matt

    Holly and Ray, Thank you for making my second mortgage go so smoothly. With your help hard work and advise everything got done in time! Thanks again, William!!
    I just wanted to say a huge thank you for all you hard work in getting our mortgage completed. I know at times it was difficult getting information and there was delays with TD but I loved the fact you kept me in the loop with every stage of the deal and reassured me when I started stressing out J You and Ray are great team and I will be recommending you to all my friends and work colleagues. Once again an amazing service from mortgage architects and as always a very seamless process.
    C & I

    Thanks, Holly and Ray. Everything went smooth as silk thanks to the great team behind us!

    You have the Midas touch when it comes to finding best price, rate and lender.
    S & R

    Ray and Holly,
    I certainly appreciate all that you have done and KNOW that you guys ALWAYS offer great, supreme service to everyone. I had sent a friend of mine to you and Ray and she was very happy! And it will be my pleasure to pass along your names to whomever I speak with who need mortgages, refinances, etc. I have your keychain so it is with me all the time. Thank you for everything.
    Sheri and Rene

    It was a joy to work with you and Ray and I wouldn’t hesitate to call you again for any future mortgage needs, or recommend you to friends or associates. Thanks for everything Holly and Ray!!
    Carol R

    WOW! Mortgage experts is right!! Ray and Holly, you saved me just in the nick of time! I am truly grateful for all of your hard work and your customer service was amazing! Thanks again.

    Ray and Holly – You did a wonderful job in getting our mortgage put together for us. We truly appreciate your efforts and your excellent customer service! We will be recommending everyone we know to your office!
    The Hallidays

    Thank you so much for all you’ve done for us. Service extraordinaire!!!!
    Patricia & Jeff Pearson

    Thank You Ray for working so hard on our mortgage! You and Holly did a wonderful job!! Thanks for everything!
    Brenda P

    Your service was outstanding. Both you and Ana went out of the norm in handling my mortgage transaction accurately and in a timely manner. I must admit that your level of customer service has surpassed my expectations…I commend you!

    I will most certainly recommend you to my friends and family. Best wishes for your continued success.

    I was very pleased with the service we received from your office and Ana in particular. She was extremely helpful and always available when we had questions or concerns. I would highly recommend your company.
    Kara, Murray, John & Kathleen

    Ana is not my first call when it comes to remortgaging – she is my only call!!
    John & Michelle

    Ray and Anna were very informative and made the whole renewal process very easy. They responded to email and phone calls very quickly and answered all questions.
    Kristi & David

    Ray – both you and Ana were absolutely fantastic at assisting us with our mortgage refinancing. You timely, courteous and professional rapport with both Karen and I was greatly appreciated. We will be utilizing your service in the future, and would be pleased to act as a reference for anyone looking to use your service.
    Cameron & Karen

    You and Ana are amazing. I only wish that I would have contacted you a decade ago when we were starting off.

    That was very quick and painless….thank you so much for your service.

    Hi Ray, good wishes for you and Anna as well. You both have made it very possible, for me, at this point, to finally be able to enjoy and really lessen my worries if I could indeed keep my home. Thanking you both very much indeed, the road to hope and getting on in life with dignity is looking so much brighter now. I LOVE the prospects. Be well.

    My family and I would like to thank you very much for arranging our mortgage. Your services were professional, efficient and prompt. Excellent services overall! A special thanks to Ana as well. Once again, many thanks and have a terrific day!
    Roger & Pauline

    Thank you both again and again for the professionalism and how you treat us and deal with our file. I am aware people in our position are not the easiest to get lenders and make things work so I deeply appreciate the effort you have both put forth for us.

    Just a quick note to let you know how grateful I am for your help. Everyone should use your services!

    Thank you to both of you. Your customer service is unlike anything I have experienced before, nor thought dealing with a financial transaction would be. You were both amazing!!!!

    Dear Ana,
    Andre & I want to thank you for all your help with the financing of our new property. You were very professional, knowledgeable and so helpful. You acted as a great liaison between us and ING. You always had a positive attitude despite the changes we had to make, the interim financing and increase in the mortgage amount at the last minute. Thanks you again and all the best in the future.
    Andre & Michelle

    Ray & Ana,
    We just want to say thank-you again for helping us with all of our mortgage needs.
    Pam & Scott

    I would be more than pleased to refer anyone to your team. I am more than happy with the service and the way you go about them. Excellent on my scale!!

    Thank you for all your help with the purchase of our first home. You made this whole process stress-free!

    Marc & Carm
    Thanks for all your help with the mortgage set-up we are very pleased with your service.
    John & Cindy

    I just want to let you know what a pleasure it has been working with both you and Ray. The both of you have been tremendous help, very nice and professional.

    Both Chris and I want to thank you so very much. You have made everything work so easy and painless. There is no doubt that we will recommend you to everybody we can. Thank you again and have a Merry Christmas.
    Patrick & Chris

    I want to thank you both again very much for all your hard work, attention to detail and quick response to our situation. We greatly appreciate everything you have done for us! We will certainly refer you on to other and we look forward to working with you in the future purchase we will have. Many thanks.

    Ray – You and Anna are the best in the business. I fee; great referring people to you! Thanks very much for all your hard work – I’ll be calling you in 2 years to renew the mortgage, thanks again.

    Thanks sooo much for all your care, wisdom and concerns for our issues. It was very much appreciated!! I will certainly pass on your office name to any friends or colleagues who may need the services you offer. Thanks again!!
    Dave & Kelly

    I just want to take a moment to thanks both you and Ray for all of your help..you have helped us out a lot and we really do appreciate it. Thanks a bunch!!
    Josie & Steve

    Wow – I wish everyone I dealt with was as efficient as you are! I just wanted you to know that Ana was exceptional throughout our entire mortgage renewal process. She dealt with little blips along the way so we didn’t have to stress about anything and she took care of us to the end (and beyond as she just dealt with another issue yesterday). It is rare to find such a high standard of customer service and I just wanted you to know how much we appreciated it. Thanks again!
    Maryann & Marco

    I have the house, cottage and car of my dreams thanks to both of you.

    Ray & Ana,
    I have the both of you to thank for helping me with the 2nd mortgage. Thank you for all your time and hard work.

    Thank you for helping my son and daughter-in-law with their mortgage. You have no idea how much stress you have taken off them. You are such a pleasure to work with. Take care.

    Ray & Ana,
    You are a great help!! We appreciate everything you’re doing for us!! Thank you,

    I just wanted to thank you for your quick and professional manners in helping me on such short notice. I hope I can refer lots of business to you. My best regards.

    Well, we both felt that you provided us this professional service and explained detailed information regarding the our mortgage needs. Your staff was very helpful towards important information that needed to be completed. Once again this has been an excellent experience working with your mortgage company and for present and future needs we will be looking forward in contacting you.
    Cinzia & Randy

    Ray & Ana,
    Thank you for all your hard work helping us with our new home. We appreciate everything you both did.
    Chris & Kristen

    Ana & Ray,
    Thanks you so much for helping us reach our dreams of having a new home.
    Matt, Annalisa & Augusta

    Ray & Ana,
    Thank you both for all your help, advice and assistance. Cheers!
    Pam & Cheryl

    Ray & Ana,
    Just a note to say how much we appreciate all you’ve done. The hard work, the integrity, your accessibility and your kindness made our dream come true.
    Scott & Sylvonne

    Dear Ray & Ana,
    With many thanks for sorting out our mortgage. Without you both we wouldn’t have achieved our dream of buying a home. We love our new home and are settling in well. Thanks!
    Antonia & Alisa

    Thank you for your perseverance and dedication in getting my mortgage. Words cannot express the joy I feel in owning my first home.

    Mr. Ray,
    Words cannot express my gratitude, thank you for all your help.
    Rose Mary

    Ana, I wanted to say thank you and to tell you how much I truly appreciate everything you did for me and for your patience with my countless emails!! It’s a little scary having a mortgage on my own, nut I cannot tell you how grateful I feel that I did qualify. I truly feel that it is one of the best things I’ve done in providing for my little guy. Ana, I wish you and your family the very best life has to offer.
    Best regards,
    Britt & Ana

    I wanted to let you know how much I appreciate all you and Ray have done to make my transition to homeowner as stress free as possible. Thanks you for your patience and high quality of service.

    Thank you for looking after my 2nd mortgage. It was the easiest and smoothest process I’ve ever experienced. I will definitely recommend your services.

    Ana, My sincere thanks for all your hard work and help in getting the mortgage. A dozen thank you’s wouldn’t tell you all the happiness you’ve brought. It’s comforting to know there’s people like you in the world – you are truly wonderful.
    Michelle & Olivia

    Thank you for everything you have done for us. It was much appreciated.
    Jason & Krista

    Thank you both again and again for the professionalism and how you treat us and deal with our file. I am aware people in our position are not the easiest to get lenders and make things work so I do deeply appreciate the effort you have both put forth for us. Thank you very much!
    Andrew & Amanda

    Good job Ray and Ana. I have to thank Sue for introducing me to you. I will highly recommend you to anyone looking for a mortgage.

    Thank you, Thank you, Thank you!!!
    Ana was wonderful, she answered every single question (there were many…). We felt that we were in the best hands which made selling 2 homes and purchasing one a little less stressful. Questions were always answered within 24 hours or before. Matt and I really appreciated how relaxed Ana made us feel and how knowledgeable she is. I have dealt with you guys since my very first home, and I will never deal with another!!! Anytime we hear of anyone looking for a mortgage, you’ll be who we will recommend. Thank you again for everything!

    Ana was superb thank you.

    I really do not think you and Ana could have done any better, you gave superb customer service and as always Ana went above and beyond in helping me on all my different mortgage choices, bridges, blanket mortgages etc and broke it all down and made it really easy for me to understand.
    Nothing was too much trouble for her.
    I will definitely be recommending you guys to all at my work place and friends. Thanks to you guys you made the mortgage the easiest part of the move!

    Your web site is helpful and has good information. You would be my first call for mortgage services in Ontario.