Mortgage Pre-Approval

Mortgage Pre-Approval

Need a pre-approval before you go househunting?

Find out how much you can afford before you go househunting! This will keep you focused on shopping for homes within your price range. If you qualify for a preapproved mortgage, you’ll be certain of the size of mortgage for which you qualify and guaranteed a rate for a specific period of time. If you don’t qualify for a pre-approved mortgage, we will be able to help you estimate a mortgage-qualifying amount.

What’s Next?

Apply Online

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Contact Our Mortgage Professional today, so we can meet your mortgage needs and get the best mortgage products suited for you.

We provide mortgage pre-approvals for Burlington, Brantford, Caledonia, St Catherines, Hamilton, Oakville and Mississauga area.

Ray Silvestri Mortgage Agent
4.9
Based on 108 reviews
review us on
Shannon Brick
12:58 15 Jul 22
Once again Ray and his team were so helpful! I don’t even know how to describe how incredibly Ray and Amanda are. They... keep in touch all the time to check in with us. I have never had someone go so far above any expectation we have. Highly recommend him! Thanks again Ray and team for everything! ❤️read more
Gio D
23:49 13 Jul 22
My wife and I have dealt with Ray and his team for many years now. They have always been professional, proactive and... willing to help. Ray has always been honest and has given us great advice.read more
Jordan Mann
19:35 11 Jul 22
This is the second time Ray and his team have helped us with a mortgage. I can't recommend them enough! They are... extremely knowledgeable, professional and provide exceptional service!read more
Hazel Connaghan
01:53 05 Jul 22
We’re on our second term mortgage with Ray and his team. They’ve always been helpful, honest and knowledgeable.
Leslie Beswick
14:29 21 Jun 22
This is the third time Ray and his team have helped me secure a home for myself. They go above and beyond. Ray is not... only a kind and knowledgeable man, he has integrity. He is well respected in his field of expertise. I am more than grateful for what he has done for myself as well as the people I have referred to him. Thank you again to Ray and his team! They make having a home .... happen!read more
Ray Silvestri
15:29 08 Jun 22
I just wanted to thank you both for helping me with my refinancing my home. The process was so easy and I felt... confident that Holly had my back every step of the wayLife is so much easier now.Many thanks,Juneread more
James Coveart
16:50 01 Jun 22
With their new 'reduced' hours of service, the bank was not able to meet with us for weeks. With interest rates set to... rise, Ray and his team met with us almost immediately and handled all of the bank details getting us the rate we needed quickly and efficiently. Highly recommended !!read more
Tienie Skinner
14:19 22 May 22
Ray and Amanda did a great job getting us a mortgage that works for us. This is our fourth mortgage with them and their... service is always top notch.read more
Stacey
18:24 27 Apr 20
Happy to have worked with Ray again. This time Stavro was a part of the mortgage process and as always the Silvestri’s... are extremely patient, knowledgeable and helpful. The services provided were stellar and I would happily recommend Ray and his team to anyone needing a mortgage broker!read more
Katie Boyd
23:05 26 Oct 19
Thank you for helping us purchase our first home! You guys went above and beyond for us and we really appreciate all... the hard work you did for us. You made the process and smooth and painless as possible! We highly reccomed Ray Silverstri Mortage Brokerage to anyone looking for a mortgage!Thanks again, Katie and Mikeread more
Romeo Academia
13:11 09 Oct 19
I'm very satisfied with Ray's service. Straightforward and very professional. I compared with other brokers and he... delivered with the best rate. Will definitely recommend to friends.read more
Ryan McMenamie
18:55 26 Jul 19
Have been dealing with Ray for our mortgage and financing needs for over 15 years. Arranging or renewing mortgages can... be a stressful experience but Ray makes it so easy! He goes to bat for you and gets you the best rate possible with the least amount of hassle. Don't approach the banks without a broker...but more importantly don't just go with any broker, go with Ray!read more
Carla Coveart
04:12 10 May 19
Thanks so much to both Ray and Holly. We had discussed mortgages with other companies but Ray was the first to let us... know how best to maximize our RRSP to help with our down payment. As the bank made us jump through burning hoops to get the mortgage finalized, Holly was always there to provide direction and advice. Every time I phoned Holly answered right away and provided excellent advice. Ray and Holly continually negotiated the mortgage rate and it got lower and lower each time - I can't honestly believe the low rate we got and the savings that will translate into over the next 5 years. Their personal touches and reliable communication went above and beyond my expectations ! If you are looking for a mortgage we would certainly recommend Ray Silvestri and his team.read more
Stacey Allen-Cillis
15:11 23 Oct 18
Thank you to both Ray and Holly. Your services were absolutely awesome. Holly went above and beyond and we genuinely... appreciated your patience and excellent customer service. The personal touches and reliable communication were tops! We would 100% recommend Ray Silvestri's services and team to anyone looking to secure a mortgage or renew one. They make the process easy to understand and work along side you through every step. Don't hesitate, call Ray!read more
Deborah May
12:46 11 Aug 18
Ray and Holly went above and beyond to help me re-finance and consolidate my debts. I would highly recommend them to... help you get on track with your financial health.read more
Laurie Beaupre
20:57 18 Jun 18
Thank you Ray for your hassle free service. Changing our mortgage was easier than we thought. You took the stress out... of it and that means a lot! We also want to say that Holly was very friendly and knowledgeable. If we come across anyone that is in search of a new or refinanced mortgage we would be confident and happy to referr them to you.Thank you for your time and expertise. Laurie & Lisaread more
Daemon Spectre
01:41 28 Dec 17
Ray pulled my mortgage out from under me when he found out I was shopping around for other rates. Sent me an email... saying I had to take the mortgage from him immediately, and when I told him I would have his answer the next day, He pulled the mortgage and canceled everything to try and screw me. Ended up getting a better rate from a courteous professional from the bank.read more
Benjamin Takacs
18:27 07 Sep 17
What amazing team - Ray and Holly are the best! We were blown away by the outstanding service and their ability to find... the best rates out there. We couldn't be happier...thank you both!read more
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